Terms of use

Last updated 1 October 2026.

What this service is

Warm Homes Loan Guide explains how the published Warm Homes Loan Scheme rules apply to upgrades you describe. It’s an independent guide: general information, not a government service, not financial advice, and not an offer or promise of credit. See our Financial Conduct Authority (FCA) notice.

Accuracy

We check our rules file against official sources and show the date we last did. Scheme rules can change, and lenders and grant schemes have their own criteria. Always confirm with the official source, your installer and your lender before you commit.

Installer introductions

If you ask for a quote, any contract for work is between you and the installer. We don’t guarantee an installer’s work, price or availability. Check their certification with the Microgeneration Certification Scheme (MCS).

Liability

We aren’t liable for decisions you make based on this information, to the extent the law allows. Nothing here limits liability that can’t be limited by law.

About us

Opus Leads Ltd. These terms are governed by the law of England and Wales.